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Category: NEWS

November 7, 2018November 7, 2018NEWS

Finally, mortgage renewals have entered a new era

  MATT LUNDY PUBLISHED NOVEMBER 6, 2018   As Canadian mortgages come up for renewal, many households are starting to experience what […]

November 6, 2018November 6, 2018NEWS

Is it all over for Toronto’s Amazon HQ2 bid?

  by Steve Randall 06 Nov 2018   The long-awaited decision on Amazon’s second North America headquarters should soon be made but […]

November 5, 2018November 5, 2018NEWS

National Bank launches remote mortgage pre-approval

  by Steve Randall 05 Nov 2018   National Bank of Canada has launched a new online mortgage application solution as part […]

November 2, 2018November 2, 2018NEWS

Higher interest rates, tougher mortgage rules drive surge in Toronto private lending

  by Bloomberg News Natalie Wong 31 Oct 2018   Higher interest rates and tougher lending standards are driving a surge in private lending […]

November 1, 2018November 2, 2018NEWS

New GTA condo prices up 11% despite increased supply

  by Steve Randall 01 Nov 2018   Condo prices continue to rise in the Greater Toronto Area even as new supply […]

October 31, 2018October 31, 2018NEWS

1 in 3 Canadians would fail financial stress test

  by Steve Randall 31 Oct 2018   The fragile financial state of many Canadians is highlighted in a new report from […]

October 30, 2018October 30, 2018NEWS

Interest rate hikes cost average Canadian household $2,500

  by Steve Randall 30 Oct 2018   Recent interest rate hikes by the Bank of Canada have increased costs for Canadian […]

October 29, 2018NEWS

GTA commercial property sales value down 30% says Urbanation

  by Steve Randall 29 Oct 2018   There was a large drop in commercial real estate sales in the Greater Toronto […]

October 26, 2018October 26, 2018NEWS

RESCON welcomes plan to repeal some of Ontario’s Bill 148

  by Steve Randall 26 Oct 2018   The Residential Construction Council of Ontario (RESCON) has welcomed some proposed changes to legislation […]

October 25, 2018October 25, 2018NEWS

Interest rate announcement left out an important word

  by Steve Randall 25 Oct 2018   The Bank of Canada’s decision to increase interest rates to 1.75% Wednesday was not […]

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모기지 스토리

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  • 고정 금리 vs 변동 금리, 나에게 맞는 최적의 선택은?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택 구매는 인생에서 가장 큰 재정적 결정 …

  • 차주 관점에서 살펴보는 프라이빗론의 구조와 주의사항

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   프라이빗론은 은행이 아닌 개인 투자자, 프라이빗 렌더, 또는 MIC(Mortgage Investment Corporation)가 제공하는 …

  • 소득 증빙의 정석 — 모기지 실전 심사에서 핵심 척도

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     모기지 사전 승인에서 가장 중요한 단계는 신청자의 …

  • 사전 승인(Pre-approval), 단순한 절차를 넘어선 필승의 전략

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     사전 승인(Pre-Approval)이란 무엇인가 집을 사기로 마음먹었을 때 …

  • 기준금리 동결이 말해주는 캐나다 경제의 현재

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     기준금리 동결이라는 선택의 의미 캐나다 중앙은행(Bank of …

  • 다운페이먼트, 단순히 ‘돈’만 준비하면 끝일까?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     해당 칼럼 에서는 내 집 마련의 실탄이라 …

  • 2026년 캐나다 모기지, 예측보다 ‘준비’가 중요한 이유

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   2026년은 캐나다 주택 금융 시장에서 매우 특별한 해로 기록될 가능성이 크다. 2021년 …

  • 2026년 토론토 부동산 및 모기지 시장: 불확실성을 넘어 ‘기회’로

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     희망찬 2026년 새해가 밝았다. 지난 몇 년간 …

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