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Author: info@hcmortgage.com

September 27, 2018September 27, 2018NEWS

Toronto is not the least affordable market in Ontario

  by Steve Randall 27 Sep 2018   Toronto is often considered to be the least affordable housing market in Ontario but […]

September 26, 2018September 26, 2018NEWS

GTA market correction has ended says RE/MAX

  by Steve Randall 26 Sep 2018   The impact of the mortgage stress test is easing and the Greater Toronto Area’s […]

September 25, 2018September 25, 2018NEWS

Mississauga tower will be the city’s tallest

  by Steve Randall 25 Sep 2018   A new tower will set a new high for the Mississauga skyline, soaring 81 […]

September 24, 2018September 24, 2018NEWS

Downsizing may not be a golden nest egg for boomers

  by Steve Randall 20 Sep 2018   Canada’s seniors may be left disappointed by the costs and savings from downsizing their […]

September 21, 2018September 24, 2018NEWS

Rents saw double-digit gains in these cities

  by Steve Randall 20 Sep 2018   Good news for investors, not so much for renters as rents in 13 Canadian […]

September 20, 2018September 24, 2018NEWS

Almost all GTA residents want zoning review, more new homes

  by Steve Randall 19 Sep 2018   Residents in the Greater Toronto Area want more new homes and a review of […]

September 19, 2018NEWS

Rate rise impact equivalent to an extra mortgage payment

  by Steve Randall 18 Sep 2018   Discretionary spending is being cut in households across Canada as budgets are squeezed by […]

September 18, 2018September 24, 2018NEWS

Higher mortgage rates forecast for fourth quarter

  by Steve Randall 17 Sep 2018   Mortgage rates are trending higher and the prime rate will hit 3.85% in the […]

September 17, 2018September 24, 2018NEWS

Canada’s world home price ranking slumps

  by Steve Randall 14 Sep 2018   Canada’s home price increases are challenging for first-time buyers and those hoping to trade-up […]

September 4, 2018September 24, 2018NEWS

Interest rate rise this week? Here’s what the economists say

  by Steve Randall 04 Sep 2018   Improvements in the economy have led to the Bank of Canada’s governor Stephen Poloz […]

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모기지 스토리

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  • 매매가와 감정가의 줄다리기 — 감정 평가(Appraisal)가 내 모기지에 미치는 영향

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택 계약이 성사된 후, 많은 분들이 “이제 …

  • 오퍼 전 반드시 확인해야 할 안전벨트 (Condition of Financing)

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택 시장이 과열됐던 2021~2022년, 많은 구매자들이 경쟁에서 …

  • 모기지 브로커/에이전트 vs 은행 직원

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택을 구매하며 모기지를 받을 때, 우리는 두 …

  • 캐나다 주택 구매 클로징 비용

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     캐나다, 특히 온타리오주에서 내 집 마련을 마무리하는 …

  • 내 집 마련의 숨은 비용 — 모기지 디폴트 보험(CMHC)

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     캐나다에서 주택 구매를 꿈꾸는 예비 바이어들에게 ‘20%’라는 …

  • 모기지 승인의 최종 관문 — 스트레스 테스트, 제대로 이해하고 준비하기

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     해당 칼럼에서는 실제 모기지 승인을 받기 위해 …

  • 입주 앞둔 신규 콘도, 감정가가 분양가보다 낮을 때의 현실적 대안

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   최근 입주를 앞둔 신규 분양 콘도 바이어들 사이에서 잔금 마련에 비상이 걸렸다. …

  • 다운페이먼트를 완성하는 세 가지 퍼즐

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     모기지 상담을 진행하다 보면 많은 분들이 다운페이먼트(Down …

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