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Author: info@hcmortgage.com

September 28, 2018September 28, 2018NEWS

GTA new homebuyers on the sidelines in August

  by Steve Randall 27 Sep 2018   August saw new home sales on pause in the Greater Toronto Area but there […]

September 27, 2018September 27, 2018NEWS

Toronto is not the least affordable market in Ontario

  by Steve Randall 27 Sep 2018   Toronto is often considered to be the least affordable housing market in Ontario but […]

September 26, 2018September 26, 2018NEWS

GTA market correction has ended says RE/MAX

  by Steve Randall 26 Sep 2018   The impact of the mortgage stress test is easing and the Greater Toronto Area’s […]

September 25, 2018September 25, 2018NEWS

Mississauga tower will be the city’s tallest

  by Steve Randall 25 Sep 2018   A new tower will set a new high for the Mississauga skyline, soaring 81 […]

September 24, 2018September 24, 2018NEWS

Downsizing may not be a golden nest egg for boomers

  by Steve Randall 20 Sep 2018   Canada’s seniors may be left disappointed by the costs and savings from downsizing their […]

September 21, 2018September 24, 2018NEWS

Rents saw double-digit gains in these cities

  by Steve Randall 20 Sep 2018   Good news for investors, not so much for renters as rents in 13 Canadian […]

September 20, 2018September 24, 2018NEWS

Almost all GTA residents want zoning review, more new homes

  by Steve Randall 19 Sep 2018   Residents in the Greater Toronto Area want more new homes and a review of […]

September 19, 2018NEWS

Rate rise impact equivalent to an extra mortgage payment

  by Steve Randall 18 Sep 2018   Discretionary spending is being cut in households across Canada as budgets are squeezed by […]

September 18, 2018September 24, 2018NEWS

Higher mortgage rates forecast for fourth quarter

  by Steve Randall 17 Sep 2018   Mortgage rates are trending higher and the prime rate will hit 3.85% in the […]

September 17, 2018September 24, 2018NEWS

Canada’s world home price ranking slumps

  by Steve Randall 14 Sep 2018   Canada’s home price increases are challenging for first-time buyers and those hoping to trade-up […]

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모기지 스토리

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  • 프라이빗 모기지(Private Mortgage) — 약일까 독일까?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     캐나다 모기지 시장은 A-Lender(1금융권), B-Lender(2금융권), 그리고 프라이빗 …

  • 자영업자도 캐나다 모기지를 받을 수 있을까?

        by 김태우 (JOHN KIM)  647-990-2955 toronto2955@gmail.com   주택 구매를 고려하는 자영업자들 가운데 “세금을 적게 신고했는데 모기지 승인이 가능할까요?” …

  • A-Lender와 B-Lender, 실전비교

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택을 구입할 때 “모기지는 결국 은행 대출 …

  • 캐나다 첫 주택 구매자, 정부 혜택을 얼마나 활용하고 계신가요?

        by 김태우 (JOHN KIM)  647-990-2955 toronto2955@gmail.com   내 집 마련은 많은 사람들의 꿈이지만 최근 몇 년간 높아진 주택 …

  • 매도와 매수 클로징 날짜가 다를 때 — 브릿지 파이낸싱(Bridge Financing) 활용 전략

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택 매매 과정에서 가장 흔하게 발생하는 딜레마 …

  • 은퇴 후 집은 있지만 현금이 부족하다면? 리버스 모기지의 장단점

        by 김태우 (JOHN KIM)  647-990-2955 toronto2955@gmail.com   캐나다에서는 은퇴 이후에도 자가 주택에 거주하고 있지만 생활비 부족을 겪는 시니어들이 …

  • 증여(Gift)와 공동 서명(Co-signing), 무엇이 다른가?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     캐나다에서 주택 가격이 꾸준히 높은 수준을 유지하는 …

  • 신규 이민자 모기지 프로그램 완벽 가이드

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     새로운 보금자리를 마련하려는 신규 이민자분들이 가장 먼저 …

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