The Mortgage
blogs and News
RESCON welcomes plan to repeal some of Ontario’s Bill 148
October 26, 2018
by Steve Randall 26 Oct 2018 The Residential Construction Council of Ontario (RESCON) has welcomed some proposed changes...
Interest rate announcement left out an important word
October 25, 2018
by Steve Randall 25 Oct 2018 The Bank of Canada’s decision to increase interest rates to 1.75% Wednesday...
Canadian CRE is an “untapped market” for Korean capital
October 23, 2018
by Steve Randall 23 Oct 2018 A Korean real estate fund manager has made its first large loan...
Could some big reforms be on the way for GTA housing policy?
October 22, 2018
by Steve Randall 22 Oct 2018 As Torontonians head to the polls Monday (Oct 22), new thinking on...
Condo prices continue to rise in the GTA
October 19, 2018
by Steve Randall 19 Oct 2018 The condo market in the GTA continues to show positive trends with...
America’s largest home mortgage lender is coming to Canada
October 18, 2018
by Steve Randall 16 Oct 2018 Quicken Loans, the largest home mortgage lender in the US, is to...
Toronto freefalls from the top to near-bottom in global rankings
October 17, 2018
by Steve Randall 16 Oct 2018 Toronto has seen a dramatic fall from the top in a global...
An alternative take on foreign home ownership
October 16, 2018
by Steve Randall 15 Oct 2018 The influence of foreign homebuyers on housing markets is a much-debated one...
GTA condo rents rise amid supply challenges
October 15, 2018
by Steve Randall 12 Oct 2018 Condo rents in the Greater Toronto Area increased 9.4% year-over-year on a...
보증만 섰을 뿐인데… 내 모기지 한도가 줄어든다?
November 20, 2025
by 최수태 (SOOTAE CHOI) 647-963-3271 taesu114@hcmortgage.com 자녀나 직원의 자동차를 구입할 때, 혹은 렌트 계약을 도와줄 때 “이름만 빌려줬다”는...
분양 콘도 구입 시 숨겨진 함정과 안전한 투자를 위한 9가지 전략
November 13, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 부동산 투자자와 신규 주택 구매자들 사이에서 분양 콘도...
부동산 투자의 길목, 모기지로 여는 문
November 6, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 부동산 투자와 모기지에 대한 효과적인 전략은 안정적인 재무...
모기지 용어 정리
October 30, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지 대출은 주택 구매 또는 투자 부동산을 위한...
모기지 빠르게 상환하기: 금융적 자유를 위한 전략
October 23, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지를 빨리 상환하는 것은 주택 소유자에게 미래의 금융적...
모기지 Prepayment와 Prepayment Penalty
October 16, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지 Prepayment 및 Prepayment Penalty에 대한 이해는 주택...
모기지 리파이낸싱 vs 모기지 스위치, 어떻게 판단할 것인가?
October 2, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 주택 금융의 세계에서, ‘리파이낸’과 ‘모기지 스위치’는 흔히 사용되는...
모기지 포트(Mortgage Port)
September 25, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 두 해 전에 집을 샀다고 가정해 보겠다. 하지만...
금리 인하의 배경과 부동산 시장 전망
September 18, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com Bank of Canada(캐나다 중앙은행)는 2025년 9월, 세 차례...

















