The Mortgage
blogs and News
GTA new homebuyers on the sidelines in August
September 28, 2018
by Steve Randall 27 Sep 2018 August saw new home sales on pause in the Greater Toronto Area...
Toronto is not the least affordable market in Ontario
September 27, 2018
by Steve Randall 27 Sep 2018 Toronto is often considered to be the least affordable housing market in...
GTA market correction has ended says RE/MAX
September 26, 2018
by Steve Randall 26 Sep 2018 The impact of the mortgage stress test is easing and the Greater...
Mississauga tower will be the city’s tallest
September 25, 2018
by Steve Randall 25 Sep 2018 A new tower will set a new high for the Mississauga skyline...
Downsizing may not be a golden nest egg for boomers
September 24, 2018
by Steve Randall 20 Sep 2018 Canada’s seniors may be left disappointed by the costs and savings from...
Rents saw double-digit gains in these cities
September 21, 2018
by Steve Randall 20 Sep 2018 Good news for investors, not so much for renters as rents in...
Almost all GTA residents want zoning review, more new homes
September 20, 2018
by Steve Randall 19 Sep 2018 Residents in the Greater Toronto Area want more new homes and a...
Rate rise impact equivalent to an extra mortgage payment
September 19, 2018
by Steve Randall 18 Sep 2018 Discretionary spending is being cut in households across Canada as budgets are...
Higher mortgage rates forecast for fourth quarter
September 18, 2018
by Steve Randall 17 Sep 2018 Mortgage rates are trending higher and the prime rate will hit 3.85%...
모기지 용어 정리
October 30, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지 대출은 주택 구매 또는 투자 부동산을 위한...
모기지 빠르게 상환하기: 금융적 자유를 위한 전략
October 23, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지를 빨리 상환하는 것은 주택 소유자에게 미래의 금융적...
모기지 Prepayment와 Prepayment Penalty
October 16, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지 Prepayment 및 Prepayment Penalty에 대한 이해는 주택...
모기지 리파이낸싱 vs 모기지 스위치, 어떻게 판단할 것인가?
October 2, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 주택 금융의 세계에서, ‘리파이낸’과 ‘모기지 스위치’는 흔히 사용되는...
모기지 포트(Mortgage Port)
September 25, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 두 해 전에 집을 샀다고 가정해 보겠다. 하지만...
금리 인하의 배경과 부동산 시장 전망
September 18, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com Bank of Canada(캐나다 중앙은행)는 2025년 9월, 세 차례...
모기지 에이전트 : 주택 구매의 핵심 전문가
September 11, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 주택 구매는 복잡한 프로세스와 다양한 리스크를 내포하고 있다...
주택 구매를 위한 모기지 대출을 위한 준비 단계
September 4, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 주택 구매를 계획하시는 분들을 위해 주택 구매를 위한...
다양한 모기지 종류 – Construction Loan
August 28, 2025
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 캐나다에서 집을 구입하는 대신 땅을 사고 자신만의 집을...

















