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Author: info@hcmortgage.com

October 3, 2018October 3, 2018NEWS

There could be 500,000 new GTA households by 2028

  by Steve Randall 03 Oct 2018   Young adults in the Greater Toronto Area are greatly concerned about housing affordability but […]

October 2, 2018October 2, 2018NEWS

Canadian housing affordability at 30-year-low says RBC

  by Steve Randall 01 Oct 2018   Canada’s housing affordability is at its worst level since 1990 and its going to […]

October 1, 2018October 1, 2018NEWS

Canadian cities among those at risk of housing bubble

  by Steve Randall 28 Sep 2018   Another warning has been sounded about the state of Canada’s hottest housing markets. Toronto […]

September 28, 2018September 28, 2018NEWS

GTA new homebuyers on the sidelines in August

  by Steve Randall 27 Sep 2018   August saw new home sales on pause in the Greater Toronto Area but there […]

September 27, 2018September 27, 2018NEWS

Toronto is not the least affordable market in Ontario

  by Steve Randall 27 Sep 2018   Toronto is often considered to be the least affordable housing market in Ontario but […]

September 26, 2018September 26, 2018NEWS

GTA market correction has ended says RE/MAX

  by Steve Randall 26 Sep 2018   The impact of the mortgage stress test is easing and the Greater Toronto Area’s […]

September 25, 2018September 25, 2018NEWS

Mississauga tower will be the city’s tallest

  by Steve Randall 25 Sep 2018   A new tower will set a new high for the Mississauga skyline, soaring 81 […]

September 24, 2018September 24, 2018NEWS

Downsizing may not be a golden nest egg for boomers

  by Steve Randall 20 Sep 2018   Canada’s seniors may be left disappointed by the costs and savings from downsizing their […]

September 21, 2018September 24, 2018NEWS

Rents saw double-digit gains in these cities

  by Steve Randall 20 Sep 2018   Good news for investors, not so much for renters as rents in 13 Canadian […]

September 20, 2018September 24, 2018NEWS

Almost all GTA residents want zoning review, more new homes

  by Steve Randall 19 Sep 2018   Residents in the Greater Toronto Area want more new homes and a review of […]

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모기지 스토리

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  • 입주 앞둔 신규 콘도, 감정가가 분양가보다 낮을 때의 현실적 대안

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   최근 입주를 앞둔 신규 분양 콘도 바이어들 사이에서 잔금 마련에 비상이 걸렸다. …

  • 다운페이먼트를 완성하는 세 가지 퍼즐

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     모기지 상담을 진행하다 보면 많은 분들이 다운페이먼트(Down …

  • 첫 주택자 기준, 연방정부와 온타리오주가 다르다? 수천 달러 혜택 가르는 핵심 차이

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   캐나다에서 내 집 마련을 준비할 때, 정부의 다양한 지원책은 큰 힘이 된다. …

  • 첫 주택 구매자라면 꼭 알아야 할 FHSA 완전 정복

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     2023년부터 캐나다 정부가 첫 주택 구매자들을 위해 …

  • 25년과 30년 상환: ‘상환 기간’과 ‘계약 기간’의 이해

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     지난 칼럼에서는 고정 금리와 변동 금리 중 …

  • 고정 금리 vs 변동 금리, 나에게 맞는 최적의 선택은?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택 구매는 인생에서 가장 큰 재정적 결정 …

  • 차주 관점에서 살펴보는 프라이빗론의 구조와 주의사항

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   프라이빗론은 은행이 아닌 개인 투자자, 프라이빗 렌더, 또는 MIC(Mortgage Investment Corporation)가 제공하는 …

  • 소득 증빙의 정석 — 모기지 실전 심사에서 핵심 척도

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     모기지 사전 승인에서 가장 중요한 단계는 신청자의 …

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