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Author: info@hcmortgage.com

September 26, 2018September 26, 2018NEWS

GTA market correction has ended says RE/MAX

  by Steve Randall 26 Sep 2018   The impact of the mortgage stress test is easing and the Greater Toronto Area’s […]

September 25, 2018September 25, 2018NEWS

Mississauga tower will be the city’s tallest

  by Steve Randall 25 Sep 2018   A new tower will set a new high for the Mississauga skyline, soaring 81 […]

September 24, 2018September 24, 2018NEWS

Downsizing may not be a golden nest egg for boomers

  by Steve Randall 20 Sep 2018   Canada’s seniors may be left disappointed by the costs and savings from downsizing their […]

September 21, 2018September 24, 2018NEWS

Rents saw double-digit gains in these cities

  by Steve Randall 20 Sep 2018   Good news for investors, not so much for renters as rents in 13 Canadian […]

September 20, 2018September 24, 2018NEWS

Almost all GTA residents want zoning review, more new homes

  by Steve Randall 19 Sep 2018   Residents in the Greater Toronto Area want more new homes and a review of […]

September 19, 2018NEWS

Rate rise impact equivalent to an extra mortgage payment

  by Steve Randall 18 Sep 2018   Discretionary spending is being cut in households across Canada as budgets are squeezed by […]

September 18, 2018September 24, 2018NEWS

Higher mortgage rates forecast for fourth quarter

  by Steve Randall 17 Sep 2018   Mortgage rates are trending higher and the prime rate will hit 3.85% in the […]

September 17, 2018September 24, 2018NEWS

Canada’s world home price ranking slumps

  by Steve Randall 14 Sep 2018   Canada’s home price increases are challenging for first-time buyers and those hoping to trade-up […]

September 4, 2018September 24, 2018NEWS

Interest rate rise this week? Here’s what the economists say

  by Steve Randall 04 Sep 2018   Improvements in the economy have led to the Bank of Canada’s governor Stephen Poloz […]

August 31, 2018September 24, 2018NEWS

Move over millennials, Gen Z are weighing homeownership

  by Steve Randall 31 Aug 2018   While millennials have shown desire to become homeowners even though affording that move has […]

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모기지 스토리

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  • 고정 금리 vs 변동 금리, 나에게 맞는 최적의 선택은?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     주택 구매는 인생에서 가장 큰 재정적 결정 …

  • 차주 관점에서 살펴보는 프라이빗론의 구조와 주의사항

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   프라이빗론은 은행이 아닌 개인 투자자, 프라이빗 렌더, 또는 MIC(Mortgage Investment Corporation)가 제공하는 …

  • 소득 증빙의 정석 — 모기지 실전 심사에서 핵심 척도

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     모기지 사전 승인에서 가장 중요한 단계는 신청자의 …

  • 사전 승인(Pre-approval), 단순한 절차를 넘어선 필승의 전략

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     사전 승인(Pre-Approval)이란 무엇인가 집을 사기로 마음먹었을 때 …

  • 기준금리 동결이 말해주는 캐나다 경제의 현재

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     기준금리 동결이라는 선택의 의미 캐나다 중앙은행(Bank of …

  • 다운페이먼트, 단순히 ‘돈’만 준비하면 끝일까?

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     해당 칼럼 에서는 내 집 마련의 실탄이라 …

  • 2026년 캐나다 모기지, 예측보다 ‘준비’가 중요한 이유

      by 최수태 (SOOTAE CHOI)  647-963-3271 taesu114@hcmortgage.com   2026년은 캐나다 주택 금융 시장에서 매우 특별한 해로 기록될 가능성이 크다. 2021년 …

  • 2026년 토론토 부동산 및 모기지 시장: 불확실성을 넘어 ‘기회’로

        by 임준배 (JOSHUA LIM)  ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com     희망찬 2026년 새해가 밝았다. 지난 몇 년간 …

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