The Mortgage
blogs and News
Stocks tumble after bond market flashes recession warning
January 26, 2021
Source : CBC (This article originally appeared on CBC) By – Pete Evans https://www.cbc.ca/news/business/bank-of-canada-rate-decision-1.5880264?fbclid=IwAR080iIvTZGb_Q5V26Dfq4x9DWPOfzbmc8r6jAWPyePk3V-6chEvOMbYZzU The Bank of...
Stocks tumble after bond market flashes recession warning
August 14, 2019
Source : msn (This article originally appeared on msn) https://www.msn.com/en-ca/money/topstories/most-boomers-likely-wont-downsize-for-another-20-years-%E2%80%94-too-late-for-millennials/ar-AACA3tN?ocid=sehttps://www.huffingtonpost.ca/2019/03/10/canada-housing-market-records_a_23688927/ By – Yun Li Stocks fell...
Most boomers likely won’t downsize for another 20 years — too late for millennials
July 4, 2019
Source : msn (This article originally appeared on msn) https://www.msn.com/en-ca/money/topstories/most-boomers-likely-wont-downsize-for-another-20-years-%E2%80%94-too-late-for-millennials/ar-AACA3tN?ocid=sehttps://www.huffingtonpost.ca/2019/03/10/canada-housing-market-records_a_23688927/ By – Erica Alini North Americans...
Canada’s Housing Market Is Breaking Some Alarming Records Right Now
March 11, 2019
Source : huffingtonpost (This article originally appeared on Huffingtonpost) https://www.huffingtonpost.ca/2019/03/10/canada-housing-market-records_a_23688927/ By Daniel Tencer It’s quiet out there...
House hunting for first-time homebuyers: is there a right way?
December 4, 2018
Source : Open Listings (This article originally appeared on OpenListings.) https://www.openlistings.com/blog/house-hunting-is-there-a-right-way/ A lot of buyers, especially...
How to apply for a mortgage: Your 4-step guide – 4
November 23, 2018
Source : Open Listings (This article originally appeared on OpenListings.) https://www.openlistings.com/blog/how-to-apply-for-a-mortgage/ Step 4: Close on your home Once...
How to apply for a mortgage: Your 4-step guide – 3
November 23, 2018
Source : Open Listings (This article originally appeared on OpenListings.) https://www.openlistings.com/blog/how-to-apply-for-a-mortgage/ Step 3: Get pre-approved Most first-time...
How to apply for a mortgage: Your 4-step guide – 2
November 22, 2018
Source : Open Listings (This article originally appeared on OpenListings.) https://www.openlistings.com/blog/how-to-apply-for-a-mortgage/ Step 2: Select a lender to...
How to apply for a mortgage: Your 4-step guide – 1
November 22, 2018
Source : Open Listings (This article originally appeared on OpenListings.) https://www.openlistings.com/blog/how-to-apply-for-a-mortgage/ Applying for a home loan...
고정 금리 vs 변동 금리, 나에게 맞는 최적의 선택은?
February 19, 2026
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 주택 구매는 인생에서 가장 큰 재정적 결정...
차주 관점에서 살펴보는 프라이빗론의 구조와 주의사항
February 12, 2026
by 최수태 (SOOTAE CHOI) 647-963-3271 taesu114@hcmortgage.com 프라이빗론은 은행이 아닌 개인 투자자, 프라이빗 렌더, 또는 MIC(Mortgage Investment Corporation)가 제공하는...
소득 증빙의 정석 — 모기지 실전 심사에서 핵심 척도
February 12, 2026
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 모기지 사전 승인에서 가장 중요한 단계는 신청자의...
사전 승인(Pre-approval), 단순한 절차를 넘어선 필승의 전략
February 5, 2026
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 사전 승인(Pre-Approval)이란 무엇인가 집을 사기로 마음먹었을 때...
기준금리 동결이 말해주는 캐나다 경제의 현재
January 28, 2026
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 기준금리 동결이라는 선택의 의미 캐나다 중앙은행(Bank of...
다운페이먼트, 단순히 ‘돈’만 준비하면 끝일까?
January 26, 2026
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 해당 칼럼 에서는 내 집 마련의 실탄이라...
2026년 캐나다 모기지, 예측보다 ‘준비’가 중요한 이유
January 22, 2026
by 최수태 (SOOTAE CHOI) 647-963-3271 taesu114@hcmortgage.com 2026년은 캐나다 주택 금융 시장에서 매우 특별한 해로 기록될 가능성이 크다. 2021년...
2026년 토론토 부동산 및 모기지 시장: 불확실성을 넘어 ‘기회’로
January 8, 2026
by 임준배 (JOSHUA LIM) ON 416-737-1068 BC 604-505-7114 jlim@hcmortgage.com 희망찬 2026년 새해가 밝았다. 지난 몇 년간...
5만 달러를 굴리는 세 가지 방법, 무엇이 가장 합리적일까!
December 18, 2025
by 최수태 (SOOTAE CHOI) 647-963-3271 taesu114@hcmortgage.com 5만 달러를 굴리는 세 가지 방법, 무엇이 가장 합리적일까! – S&P 500...

















